Insurance Services

As part of our tenancy agreement, PMS Lettings require Tenant Insurance to be in place throughout the tenancy. Our business partners at Let Alliance specialise in Tenant Insurance and are able to offer Specialist Tenant content Insurance and Specialist Tenant Liability Insurance Policies. Below are some of what the policies cover you for:

Specialist Tenant Liability Insurance

Accidents happen, but for just £5.00 (including Insurance Premium Tax) by direct debit, you can be protected against paying for any damage to your landlord’s property, fixtures, fittings and furniture. You’ll also be covered against time-consuming deposit disputes. Remember, many tenancy agreements state that a tenant should insure themselves against damage before commencing the tenancy.

What is covered:

  • Accidental damage to the landlord’s household goods
  • Accidental damage to the landlord’s non-permanent fixtures and fittings (like carpets and curtains)
  • £2,500 cover level
  • Policy runs for 12 months
  • Policy underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited.

Specialist Tenant Contents Insurance

Unforeseen problems are a constant risk and could mean losing your deposit. Let Alliance’s specialist Tenant Contents insurance gives you peace of mind by protecting your valued possessions and protecting you against any accidental damage to your landlord’s property.

What is covered:

  • Nil Excess option
  • Contents Sum Insured from £10,000 up to £50,000
  • Tenants Liability to the Landlord up to £2,500
  • Entertainment Downloads up to £2,000
  • Replacement Keys and Locks up to £500
  • Pedal cycle cover available up to £1,000 per cycle
  • Money up to £250 and Credit Card cover up to £500 * Refer to policy wording for full terms and conditions
  • Mobile Phones up to £400
  • Public Liability up to £2million
  • Accidental Damage to Hi-Fi, TV, PC, Fixed Glass, Furniture, Mirrors etc.
  • High risk items cover option up to £7,500 per article
  • Alternative Accommodation
  • Deep Freezer Contents
  • Storm, Flood, Escape of Water or Oil.

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